Your Finances Are More Than Just a Credit Rating

Get a complete picture of what you can afford with affordify.ai, your smart financial assistant that analyzes your finances in real-time to help you make confident decisions
Check Your Affordability Score Today

Why use affordify.ai

Spending Habits Define Your Financial Health
It’s not about how much credit you’ve used but how you manage your money daily
Income Stability Matters
A stable income and smart money management should be just as important as past loan repayments
Your True Buying Power Should Be Recognized
You shouldn’t be judged only by your credit score but by what you can actually afford
Try affordify.ai in action
Problem
Traditional credit scores don’t tell the full story
They overlook your real spending habits, income flow, and financial responsibility
Solution
affordify.ai changes that
We provide a real-time affordability score based on your actual financial behavior—so you can confidently apply for a home, loan, or line of credit, knowing exactly where you stand

Proving Your Financial Responsibility: Show Creditors You Can Manage Money

Your financial strength isn’t just about a number on a credit report—it’s about your real-world ability to manage money, make informed decisions, and seize opportunities

Real-time affordability scores

Insights based on income, spending habits & financial commitments

Empowerment to make smarter financial choices

How it works

Step 1
Connect Your Financial Accounts Securely with
Visa logo

Secured by Visa for secure bank account linking

No passwords shared – Secure API connections used

Read-only access – Transactions analyzed, no money movement

Bank-level encryption – AES-256 encryption & OAuth 2.0 authentication

Step 2
Receive Your Personalized Affordability Score

AI-powered system processes your data in real-time

Step 3
Unlock Personalized Financial Offers

Get matched with trusted lenders, banks, and financial service providers

Step 4
Use Your Score to Make Smarter Decisions

Confidently apply for a loan, mortgage, or financial product

Step 5
Go Premium & Optimize Your Finances (Optional)

AI-driven spending insights to improve affordability

Check Your Home Budget

Key Benefits

Real-time
affordability scores

No waiting, no credit impact

Get personalized
financial offers

See real options based on your financial standing

Stay in control
of your data

You decide how your financial insights are used

Why choose affordify.ai?

More Accurate Than Credit Scores
Reflects real financial behavior
No Impact on Your Credit Score
Checking your affordify.ai Score won’t affect your credit
Secure & Private
Bank-level encryption, Visa integration, GDPR & SOC 2 compliance
Exclusive Financial Deals
Get personalized offers from top lenders
Faster Loan & Home Buying Decisions
Prequalify with confidence
Premium AI Insights (Optional)
Personalized financial recommendations
Generate Your First Report

Security, Privacy & Data Sharing

Your Data, Your Control

Bank-level encryption (AES-256, OAuth 2.0)

No hard credit checks – Checking your score won’t impact your credit

GDPR & SOC 2 compliant security standards

How We Use Your Data to Help You

Personalized Loan & Mortgage Offers – Matched with lenders offering the best rates

Smart Financial Product Recommendations – Credit cards, savings accounts, and more

Full Transparency – You control which financial partners access your data

Your Choices & Control

Opt-In Model – Choose to receive financial offers or opt-out anytime

No Unwanted Spam – Only trusted financial partners

Data Revocation – Request data removal or revoke access anytime

Unlock Your Financial Insights

Frequently Asked Questions

What makes affordify.ai different from a credit score?

affordify.ai evaluates real-time spending habits, income, and financial commitments—giving a more accurate financial health picture

Will checking my affordify.ai Score affect my credit?

No! affordify.ai does not perform hard credit checks

Who do you share my data with?

Only with trusted financial institutions and lenders. You control your data

Is my data safe?

Yes! We use bank-level encryption, secure APIs, and comply with GDPR & SOC 2 standards

Get Your affordify.ai Score Today

Know your true affordability. Stop relying on outdated credit scores

Check your score instantly

Get matched with exclusive financial offers

Stay in control of your data

Get Started Today
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