Can I afford
this home?
Stop guessing. Connect your bank securely and know exactly what you can afford, your monthly budget, your deposit target, and three ways to increase your buying power. Verified, not estimated.
“Verified, the way trust used to work, before it had to be assumed.”
One number used to be a guess. Now it’s a fact.
Every affordability figure on Affordify is read directly from the buyer’s bank under PSD2: income, spending, and obligations, not what they typed into a form.
Your number changes. We tell you when it does.
Your buying power increased
A lower-rate mortgage or a salary change can move your number by tens of thousands. We tell you the moment it shifts.
Close the gap, faster
“Reduce your monthly commitments by €200 to qualify for this property.” Specific, not generic advice.
Know when you’re ready
“Save another €8,500 and you’ll unlock a better loan-to-value band.” A clear target, not a guess.
Three steps. One regulated connection.
Connect
The buyer authenticates directly with their own bank via Mastercard Open Banking. Affordify never sees their credentials.
Verify
Income, spending, and obligations are read under explicit PSD2 consent and turned into a single affordability figure.
Distribute
The verified figure lands wherever it’s needed: a listing page, a lender’s pipeline, an advisor’s dashboard.
Affordify is free for buyers. Portals, banks, and advisors who want to reach those already-verified buyers partner with us.
Property portals
Embed verified affordability directly into listing pages. One snippet, fully brandable, live in days.
Talk to our team →Banks & lenders
A regulated, PSD2-native source of buyer affordability, ready to plug into origination, not scraped or self-reported.
Talk to our team →Mortgage advisors
Invite clients, see verified affordability the moment they connect their bank, open the first conversation with facts.
Partner with Affordify →“Every connection runs through Mastercard’s Open Banking infrastructure under PSD2, the same regulatory standard banks themselves operate under.”
Free. Always.
Checking what you can afford costs nothing, today or ever. Connect your bank, see your number, share it with whoever you choose. No subscription, no hidden fee, no catch.
