Prove your real income. Get financial clarity—based on actual data

affordify.ai helps freelancers and gig workers take control of income, spending, and long-term planning—no spreadsheets, no stress

Get Your Financial Snapshot

Why Affordify?

You don’t get paid on the 1st or 15th.That’s exactly why this was built for you

See what you can really afford

Know how much you can spend, save, or put toward rent or debt, even when income shifts month to month

AI tips to stretch your money further

Whether you want to spend smarter, build a cushion, or start saving with a goal in mind, you’ll get guidance tailored to you

Finally get a structure

Turn scattered income into a clear, flexible plan with weekly check-ins, spending suggestions, and progress tracking

Unlock Benefits Today!

Problem

Managing money as a freelancer is messy

Income changes from month to month

No simple way to prove what you earn

Hard to know what you can really afford

Saving feels inconsistent or out of reach

Traditional tools are built for salaried employees—not you

Solution

affordify.ai turns your real income into real insight

Analyzes your actual bank data (no manual tracking)

Shows what you can afford to spend or save today

Builds a verified affordability profile—based on your financial behavior

Helps you reduce financial stress and make smarter choices

Gives you personalized AI support to guide your next move

What Makes affordify.ai Different

Understands real freelance cash flow

You don’t earn the same every month—and that’s okay. affordify.ai tracks your real deposits and adapts accordingly

Your Budget, Calculated by What You Truly Earn‍

affordify.ai calculates your personalized monthly budget based on how much you earn and spend—so you stay in control and avoid overspending

Get Practical Tips to Save Smarter and Spend Wisely‍

affordify.ai gives you insights to reduce wasteful spending, grow savings, and stay on track toward your real goals

Your AI Assistant Is Ready To Answer Anything‍

Use personalized built-in prompts or ask your own questions to get clear guidance tailored to your case

Take Control of Your Finances

How it works

Start Smart.
Get Clear.
Move Forward

Step 1

Sign Up in Seconds

Use your existing account (like Google or Apple) to get started. No password to remember, no long forms to fill out—just a smooth, secure entry

Step 2

Select Your Goals

Tell us what you want to focus on—buying, renting, saving, or managing your money. Choose one or combine several. affordify.ai tailors everything to your goals

Step 3

Connect Your Bank Accounts Securely with

Connect through Visa or manually. Your data is encrypted, read-only, and never shared—your privacy stays protected

Step 4

Get Personalized Insights and Guidance

affordify.ai instantly analyzes your finances and delivers tailored tips, affordability breakdowns, and smart support from your built-in AI assistant

Try affordify.ai in action

Supporting connectivity to 5,000+ Financial Institutions Nationwide

Start Free. Upgrade When You're Ready

Basic Plan

FREE

Full Affordability Snapshot
Money Management Rating
Property Affordability Estimate
One-Time Report
PDF Report Download

Premium Plan

$14.99

All that include One-time Report Plan
4 Dashboard updates each month
Unlimited AI Chat Access
PDF Report Download
Deposit Goal Tracker + Visual Timeline
Progress Dashboards
Financial Insights
Email Alerts for Spending Trends
UNLIMITED Reports (individual and joint)
“Coach Mode” AI with dynamic financial milestones
Spouse/Partner/Co-buyer Invite
VIP Support + 1:1 Onboarding
Early Feature Access (e.g., Affordability Certification Badge)

Unlock Your Financia Insights

Take the next step with clarity. affordify.ai helps you plan with confidence

Get Started

Frequently Asked Questions

How does affordify.ai understand freelance income?

affordify.ai analyzes deposits into your connected bank account—over time—to identify income patterns, even if they’re irregular or come from multiple sources

What if my income changes every month?

That’s exactly what affordify.ai is built for. Its AI adapts to fluctuating income and provides ongoing insights that reflect your latest financial reality

Is this another budgeting tool?

No—affordify.ai goes far beyond budgeting. It provides personalized, AI-driven financial guidance based on your actual income and habits. From building a flexible budget to helping you save smarter, reduce risk, and reach your financial goals, affordify.ai supports your entire money journey

How does affordify.ai analyze my financial data?

Once you connect your bank, affordify.ai securely analyzes your income, spending, and saving patterns. It uses this data to create a real-time affordability profile and offers insights tailored to your financial situation and goals

Is it safe to connect my bank account?

Yes. We use bank-level encryption and read-only access, meaning we can see your financial data to help you—but we can’t move money or make changes. Your credentials are never stored or shared