Know what you can afford whether you're buying or renting a home

affordify.ai helps you understand your real financial readiness so you can make smarter housing decisions without stress or guesswork

Check Your Affordability

Buying or Renting? affordify.ai Helps in All Scenarios

Thinking of buying?

Find out how much you can afford to spend, which mortgage terms make sense, and whether you're ready to move forward

Planning to rent?

Get a clear view of what monthly rent fits your lifestyle—based on your actual income and expenses

Unsure if you should rent or buy?

affordify.ai helps you compare both options side by side, so you can choose what’s right for you right now

Unlock Benefits Today!

Why Choose affordify.ai?

Smart AI, Built for Real-Life Money Decisions

affordify.ai analyzes your income, expenses, and habits to give you an accurate picture of what’s truly affordable

Clear Snapshot of Your Buying or Renting Power

Instantly see what fits your budget—and whether you’re financially ready to move forward with confidence

Actionable Insights, Not Just Numbers

Get practical tips to lower spending,boost your savings, and stay on track toward your short- and long-term goals

Your AI Assistant Is Ready To Answer Anything‍

Choose a prompt or ask your own—get tailored guidance on rent, buying, or smart ways to manage your finances

Take Control of Your Finances

How it works

Start Smart.
Get Clear.
Move Forward

Step 1

Sign Up in Seconds

Use your existing account (like Google or Apple) to get started. No password to remember, no long forms to fill out—just a smooth, secure entry

Step 2

Select Your Goals

Tell us what you want to focus on—buying, renting, saving, or managing your money. Choose one or combine several. affordify.ai tailors everything to your goals

Step 3

Connect Your Bank Accounts Securely with

Connect through Visa or manually. Your data is encrypted, read-only, and never shared—your privacy stays protected

Step 4

Get Personalized Insights and Guidance

affordify.ai instantly analyzes your finances and delivers tailored tips, affordability breakdowns, and smart support from your built-in AI assistant

Try affordify.ai in action

Supporting connectivity to 5,000+ Financial Institutions Nationwide

Start Free. Upgrade When You're Ready

Basic Plan

FREE

Full Affordability Snapshot
Money Management Rating
Property Affordability Estimate
One-Time Report
PDF Report Download

Premium Plan

$14.99

All that include One-time Report Plan
4 Dashboard updates each month
Unlimited AI Chat Access
PDF Report Download
Deposit Goal Tracker + Visual Timeline
Progress Dashboards
Financial Insights
Email Alerts for Spending Trends
UNLIMITED Reports (individual and joint)
“Coach Mode” AI with dynamic financial milestones
Spouse/Partner/Co-buyer Invite
VIP Support + 1:1 Onboarding
Early Feature Access (e.g., Affordability Certification Badge)

Unlock Your Financia Insights

Take the next step with clarity. affordify.ai helps you plan with confidence

Get Started

Frequently Asked Questions

What makes affordify.ai different from a credit score?

affordify.ai evaluates real-time spending habits, income, and financial commitments—giving a more accurate financial health picture

Will checking my affordify.ai Score affect my credit?

No! affordify.ai does not perform hard credit checks

How does affordify.ai analyze my financial data?

Once you connect your bank, affordify.ai securely analyzes your income, spending, and saving patterns. It uses this data to create a real-time affordability profile and offers insights tailored to your financial situation and goals

Is it safe to connect my bank account?

Yes. We use bank-level encryption and read-only access, meaning we can see your financial data to help you—but we can’t move money or make changes. Your credentials are never stored or shared