Drive smarter. Shop with confidence

With affordify.ai DrivePlan™ know exactly which cars fit your budget — instantly, securely, and without affecting your credit

Check Your Affordability

affordify.ai DrivePlan^TM helps you in every scenario

Whether you’re ready to buy today or just planning for tomorrow, get clarity about what car you can afford and how to reach your goal

Buying a car now

See your real budget instantly, understand what monthly payments fit your income, and shop with confidence

Planning to buy later

Track your affordability over time, adjust savings, and use the AI assistant to know exactly when you’re ready

Exploring options

Compare different scenarios — from cash purchase to financing — and decide what makes the most sense for you

Get Started Today!

What you get with DrivePlan^TM

Real Affordability Score

See exactly how much car you can afford today, based on your actual income and spending

No Credit Score impact

Check your affordability with no hard pull and no effect on your credit score

Monthly payment clarity

See how your car price, deposit, or trade-in changes your monthly payment

Track your progress

Follow your progress over time and know the exact moment you’re ready to buy

AI financial guidance‍

Get personalized suggestions to cut spending, save smarter, and reach your goal faster

Lender-ready reports‍

Export a simple report that shows dealers or lenders you’re prepared to finance

Take Control of Your Finances

How it works

Start Smart.
Get Clear.
Move Forward

Step 1

Sign Up in Seconds

Use your existing account (like Google or Apple) to get started. No password to remember, no long forms to fill out—just a smooth, secure entry

Step 3

Connect Your Bank Accounts Securely with VISA

Connect through Visa or manually. Your data is encrypted, read-only, and never shared—your privacy stays protected

Step 3

See what you can afford

Find out exactly what fits your wallet: see your car price range, check monthly payments, and shop with confidence

Step 4

Get Personalized Insights and Guidance

affordify.ai instantly analyzes your finances and delivers tailored tips, affordability breakdowns, and smart support from your built-in AI assistant

Why Use DrivePlan^TM

Get Clear Clarity Before You Shop

Know your price range upfront and avoid wasting time on cars outside your budget

Understand Exactly How Lenders See You

See your debt-to-income ratio and key signals banks use, explained in plain language

Your Always-On AI Financial Assistant

Ask questions, use suggested prompts, and get personalized guidance on saving, budgeting, or mortgage readiness

Track Your Financial Health Progress‍

Track your journey over time with regular updates and know exactly when you’re ready to move forward

Try affordify.ai in action

Supporting connectivity to 5,000+ Financial Institutions Nationwide

Start Free. Upgrade When You're Ready

Basic Plan

FREE

Full Affordability Snapshot
Money Management Rating
Property Affordability Estimate
One-Time Report
PDF Report Download

Premium Plan

$14.99

All that include One-time Report Plan
4 Dashboard updates each month
Unlimited AI Chat Access
PDF Report Download
Deposit Goal Tracker + Visual Timeline
Progress Dashboards
Financial Insights
Email Alerts for Spending Trends
UNLIMITED Reports (individual and joint)
“Coach Mode” AI with dynamic financial milestones
Spouse/Partner/Co-buyer Invite
VIP Support + 1:1 Onboarding
Early Feature Access (e.g., Affordability Certification Badge)

Unlock Your Financia Insights

Skip the guesswork — see your true car affordability with DrivePlan™

Get Started

Frequently Asked Questions

What makes affordify.ai different from a car loan calculator?

affordify.ai looks at your real income, spending, and savings—not just generic formulas—so you see a true picture of what car you can comfortably afford

Will checking my DrivePlan^TM Score affect my credit?

No. affordify.ai does not run hard credit checks, so your score stays safe until you choose to officially apply for financing

How does affordify.ai analyze my financial data?

Once you securely connect your bank, affordify.ai reviews your income, spending, and saving patterns. It then generates a real-time affordability profile and gives you insights tailored to your car purchase plans

Is it safe to connect my bank account?

Yes. We use bank-level encryption and read-only access, meaning we can see your financial data to guide you—but we cannot move money or make changes. Your credentials are never stored or shared